Category: insurance

We all love spending the long, sunny days of summer outdoors with our furry companions, but being overeager in hot weather can spell danger. To prevent your pet from overheating, take these simple precautions provided by ASPCA experts: Visit the vet for a spring or early-summer checkup. Make sure your pets get tested for heartworm if they aren’t on year-round preventative medication. Pets can get dehydrated quickly, so give them plenty of fresh, clean water when it’s hot or humid…

Como propietario de negocio, tiene suficiente en mente aun sin tener que preocuparse por sus necesidades de seguro. Usted desea tener la confianza y la tranquilidad de que el negocio que ha construido está cubierto por un seguro comercial de calidad en Miami, Florida. Afortunadamente, puede lograrlo fácilmente trabajando con los profesionales de Morgan Insurance Group. COBERTURAS DE SEGURO DE NEGOCIO EN MIAMI Eche un vistazo a los distintos tipos de cobertura comercial que podemos ofrecerle a su empresa. Poliza…

When you live in Florida, you know the potential for torrential storms, hurricanes, and heavy winds. Florida law doesn’t require wind insurance, but many lenders may need it when you take out a mortgage. Today we’ll discuss how wind insurance works in Florida, how much it costs, and ways you can reduce your insurance costs and ensure your home is protected against high winds. Wind insurance in Florida The state doesn’t require homeowners in Florida to carry wind insurance. However,…

A father puts his family first in everything. They are his source of strength and he doesn’t just sit around and watch his children grow up. He works hard to provide for the needs of his spouse and children. He is also your protector. It is a great feeling to have a father that you can depend on – gives advice, encouragement and remain honest to you no matter what. This Father’s Day, show your dad how much you appreciate…

What is professional liability insurance? Professional liability insurance is coverage that protects business professionals, such as attorneys, consultants and accountants, from claims of negligence or mistakes related to the services they provide. It’s often referred to as errors and omissions (E&O) insurance. Experts who give advice usually require professional liability coverage because their services can lead to mistakes that can cause financial or indirect loss for their clients. These types of incidents are typically excluded from other business insurance coverages.…

Artificial intelligence (AI) has the power to transform the face of motor insurance. By uncovering new driving risk insights from GPS data, AI provides insurers with new intelligence for better risk forecasting, accurate pricing, and greater customer centricity. But AI in insurance does more than that. For commercial fleet insurers, it enables them to provide their customers with valuable predictive crash probability insights and recommendations to improve driver safety. The power of AI in insurance While the traditional motor insurance…

La recompensa de ser propietario de un pequeño negocio puede traer sus riesgos. Algunos accidentes o robos, por ejemplo, pueden derivar en ingresos perdidos, responsabilidades legales y grandes dolores de cabeza. Afortunadamente, puedes proteger a tu empresa identificando posibles riesgos y tomando pasos de preparación ante ellos. Aquí hay cinco riesgos empresariales y cómo puedes ayudar a minimizar las consecuencias. Riesgo n.º1: Daño a tu empresa o a sus contenidos ¿Qué pasaría si los bienes de tu negocio, su ubicación…

Most small business owners carry standard business insurance policies such as property, liability, and business interruption to protect them from loss. But every small business is unique, which means many of its risks are too. To help you understand potential business exposures and their insurance solutions, here are six small business insurance facts that owners and managers need to know. Before we dive in: every small business needs business insurance. It can be a lifeline in difficult times. You may also…

Many insurance options are available to small business owners, and knowing which ones are essential can be challenging. This guide will discuss the four types of insurance that every small business should have: property insurance, liability insurance, workers’ compensation insurance, and health insurance. Let’s take a closer look at each one! What Is Small Business Insurance? Small business insurance is insurance coverage designed to protect businesses from risks. It can cover everything from property damage to liability claims and can…

It’s Spring Cleaning season!  The frigid air of winter is fading away and being replaced by the chirps of birds, the heat of the sun, and luscious green grass.  Not only is this the perfect time to clean out your home, but it’s the perfect time to clean up your insurance! Auto Insurance Do you still need all the coverage you had in the winter?  Perhaps you need more coverage now?  Speak to an insurance agent about your current policies. …