When a Car Is Parked for Days (or Weeks), Here Are Five Things You Can Do Today to Help Keep It Primed for Driving

There’s generally no harm in letting a vehicle sit for a few weeks. So long as there were no mechanical issues when you parked it, your car should start up and run fine when you need it again. But here are a few things to consider. How to Keep a Car Battery Charged When Not in Use If a car is parked during the shelter-in-place order, some drivers might think they should start a parked car regularly and let it…

Things You Probably Don’t Know About Renters Insurance

If you live in an apartment you are playing roulette by not having renters insurance. Here are a few things you might not know about renter’s insurance: 1. It Covers Displacement In the event that damages are severe enough to require you to leave your home, most renters insurance policies will reimburse you for the hotel bills and restaurant receipts. This can be a huge stress reliever in an already stressful time. 2. It Covers Theft of Items Inside &…

Why You Need Travel Insurance For Your Next Trip

Buying travel insurance is a no-brainer if you’re flying somewhere. But how about if you’re driving? Do you also need travel insurance for your next trip if you’re going by car? You do, say experts. They say travel insurance is “a necessity for those traveling.” “We have seen hundreds of cases where individuals are seeking compensation for their travel arrangements when they haven’t even bothered to cover themselves from the start,” who edits an auto components website. And that applies…

10 Hard-to-Believe Insurance Facts

No. 1: Insurance is really old You may be assuming that insurance wasn’t invented yesterday, and that it probably goes back hundreds of years. It actually goes back thousands of years — to China roughly 5,000 years ago, according to some sources, and to Babylon between 4000 and 3000 BCE, according to others. Reportedly, Chinese merchants who risked losing all their freight in a shipwreck would divide their cargo between themselves, so that each ship held a fraction of each…

5 Ways That Short Term Insurance Can Make Your Christmas Less Stressful

It’s that time of the year again! As we all scramble to be with our families, we must address those stressful moments as well as the moments of joy. Upgrade your size Here at MIG, we can offer a solution to some of the festive issues you may encounter during this season. Christmas trees, presents, family members, can the size of your car accommodate them all? Avoid a tight squeeze by getting temporary cover on a bigger car or even…

3 Business Insurance Facts That Might Surprise You

Business insurance might not be the most fun topic in the world, but it’s a whole lot more fun that having a disaster wreck all of your hard work. Plus, as the insurance experts, we know there’s a little wow factor to commercial coverage. You just have to know where to look! Here are three surprising business insurance facts worth knowing. Your coverage might include a lawyer. If you have certain types of liability insurance, it’s not unlikely that your…

7 Reasons Why Insurance is Important

Morgan Insurance

Here are seven reasons why insurance is important. What more would you add? 1.) Insurance Keeps Commerce Moving In the days after the 9/11 attacks, there were many worries about insurance coverage. Acts of war are not covered by insurance. Was terrorism an act of war? The big question was, How would the 9/11 attacks be classified? Fortunately, the insurance industry decided the attacks were not an act of war. However, after 9/11, some insurers began excluding terrorism. But the…

Florida lawmakers consider bills that would eliminate personal injury protection insurance

Florida drivers pay more than $1,200 a year in car insurance premiums, according to the National Association of Insurance Commissioners. That rate is among the highest in the nation. Some lawmakers are trying to lower premiums by eliminating so-called no-fault insurance. “You could lower insurance premiums if that was our solitary goal, by gutting insurance coverage in Florida and having people drive around with almost no coverage,” said state Sen. Tom Lee. Right now, Florida is one of only two…

Irma insurance losses top $7 billion

Estimated insurance losses from Hurricane Irma have reached $7.2 billion, as more than 877,000 claims have been filed since the September storm, according to information released Monday by the state Office of Insurance Regulation. More than 83 percent of the claims involve residential property, with most in South Florida. Irma, which has been linked to 84 deaths in Florida, made landfalls Sept. 10 in Monroe and Collier counties before barreling up the state, creating evacuation problems and widespread damage in…