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The potential damage to your personal finances after getting sued, even if you win the case, can be devastating. Often times, your insurance company will settle a case for you, but you could quickly find your rates rising or your coverage being canceled altogether. There is one way to protect yourself from a potential lawsuit swamping your liability coverages on your insurance policies and reaching into your own pockets for the rest. Everyone should consider purchasing umbrella insurance to protect…

Riding a motorcycle is one of the most exhilarating experiences you can have on the road, and the warm, sunny weather in Florida is perfect for riding year-around. Whether you use your bike for strictly recreational purposes on the weekends, or as your sole means of transportation to and from work, you need to make sure you have the necessary coverage to keep you protected. Something that many people aren’t aware of is that motorcycle insurance is not actually a…

How To Protect Your Holdings With Commercial Building And Property Insurance If you have committed the many hours of effort, and the vast fortunes of both toil and treasure into creating your own business, it is in the best interests of your financial future to protect the fiscal health of that company for the long term by not cutting essential corners in a short sighted attempt to save a little money in the present. With these incredibly difficult economic times…

Due to the rate at which people are injured while on the job and the conflicts that come with employees having to sue employers for their injuries, Florida requires employers to purchase workers’ compensation insurance, better known as workers’ comp. Florida Workers’ Compensation laws require employees to avail themselves of workers’ comp if they were injured on the job. By doing so, employees are generally prevented from suing their employers. So if you were injured on the job, what does…

There’s generally no harm in letting a vehicle sit for a few weeks. So long as there were no mechanical issues when you parked it, your car should start up and run fine when you need it again. But here are a few things to consider. How to Keep a Car Battery Charged When Not in Use If a car is parked during the shelter-in-place order, some drivers might think they should start a parked car regularly and let it…

If you live in an apartment you are playing roulette by not having renters insurance. Here are a few things you might not know about renter’s insurance: 1. It Covers Displacement In the event that damages are severe enough to require you to leave your home, most renters insurance policies will reimburse you for the hotel bills and restaurant receipts. This can be a huge stress reliever in an already stressful time. 2. It Covers Theft of Items Inside &…

Buying travel insurance is a no-brainer if you’re flying somewhere. But how about if you’re driving? Do you also need travel insurance for your next trip if you’re going by car? You do, say experts. They say travel insurance is “a necessity for those traveling.” “We have seen hundreds of cases where individuals are seeking compensation for their travel arrangements when they haven’t even bothered to cover themselves from the start,” who edits an auto components website. And that applies…

No. 1: Insurance is really old You may be assuming that insurance wasn’t invented yesterday, and that it probably goes back hundreds of years. It actually goes back thousands of years — to China roughly 5,000 years ago, according to some sources, and to Babylon between 4000 and 3000 BCE, according to others. Reportedly, Chinese merchants who risked losing all their freight in a shipwreck would divide their cargo between themselves, so that each ship held a fraction of each…

It’s that time of the year again! As we all scramble to be with our families, we must address those stressful moments as well as the moments of joy. Upgrade your size Here at MIG, we can offer a solution to some of the festive issues you may encounter during this season. Christmas trees, presents, family members, can the size of your car accommodate them all? Avoid a tight squeeze by getting temporary cover on a bigger car or even…

Business insurance might not be the most fun topic in the world, but it’s a whole lot more fun that having a disaster wreck all of your hard work. Plus, as the insurance experts, we know there’s a little wow factor to commercial coverage. You just have to know where to look! Here are three surprising business insurance facts worth knowing. Your coverage might include a lawyer. If you have certain types of liability insurance, it’s not unlikely that your…