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Thanksgiving marks the beginning of a busy holiday season, which comes with a unique set of hazards. In this podcast episode, we discuss insurance tips to help you have a safe Thanksgiving, whether you’re staying home and entertaining guests or traveling far distances to spend time with loved ones. Show highlights 1. Make sure your homeowner’s insurance policy is up to date. Make sure your policy is updated to include new purchases or valuable belongings. Some policies limit coverage for…

Halloween is a time of cool costumes, scary stories, and treats galore. Many workplaces encourage employees to dress up or have some fun celebrating the holiday at the office. But all that celebration and fun can lead to accidents in the workplace if you don’t follow some basic safety tips. Costume precautions Allowing employees to wear their favorite costumes to work on Halloween can present a fun team building opportunity, but you must set limits. If your workspace includes machinery…

Bringing a new family dog into your home can bring joy and companionship. But what if your new dog bites a neighbor? If your neighbor sues you for the injuries, you could end up responsible for paying a pile of medical and legal bills. Homeowners insurance policies include personal liability coverage, which pays for these types of incidents, plus the cost of your legal defense if you’re sued. Understanding the personal liability coverage in your homeowners insurance policy can help…

We all love spending the long, sunny days of summer outdoors with our furry companions, but being overeager in hot weather can spell danger. To prevent your pet from overheating, take these simple precautions provided by ASPCA experts: Visit the vet for a spring or early-summer checkup. Make sure your pets get tested for heartworm if they aren’t on year-round preventative medication. Pets can get dehydrated quickly, so give them plenty of fresh, clean water when it’s hot or humid…

Como propietario de negocio, tiene suficiente en mente aun sin tener que preocuparse por sus necesidades de seguro. Usted desea tener la confianza y la tranquilidad de que el negocio que ha construido está cubierto por un seguro comercial de calidad en Miami, Florida. Afortunadamente, puede lograrlo fácilmente trabajando con los profesionales de Morgan Insurance Group. COBERTURAS DE SEGURO DE NEGOCIO EN MIAMI Eche un vistazo a los distintos tipos de cobertura comercial que podemos ofrecerle a su empresa. Poliza…

When you live in Florida, you know the potential for torrential storms, hurricanes, and heavy winds. Florida law doesn’t require wind insurance, but many lenders may need it when you take out a mortgage. Today we’ll discuss how wind insurance works in Florida, how much it costs, and ways you can reduce your insurance costs and ensure your home is protected against high winds. Wind insurance in Florida The state doesn’t require homeowners in Florida to carry wind insurance. However,…

A father puts his family first in everything. They are his source of strength and he doesn’t just sit around and watch his children grow up. He works hard to provide for the needs of his spouse and children. He is also your protector. It is a great feeling to have a father that you can depend on – gives advice, encouragement and remain honest to you no matter what. This Father’s Day, show your dad how much you appreciate…

What is professional liability insurance? Professional liability insurance is coverage that protects business professionals, such as attorneys, consultants and accountants, from claims of negligence or mistakes related to the services they provide. It’s often referred to as errors and omissions (E&O) insurance. Experts who give advice usually require professional liability coverage because their services can lead to mistakes that can cause financial or indirect loss for their clients. These types of incidents are typically excluded from other business insurance coverages.…

Artificial intelligence (AI) has the power to transform the face of motor insurance. By uncovering new driving risk insights from GPS data, AI provides insurers with new intelligence for better risk forecasting, accurate pricing, and greater customer centricity. But AI in insurance does more than that. For commercial fleet insurers, it enables them to provide their customers with valuable predictive crash probability insights and recommendations to improve driver safety. The power of AI in insurance While the traditional motor insurance…

La recompensa de ser propietario de un pequeño negocio puede traer sus riesgos. Algunos accidentes o robos, por ejemplo, pueden derivar en ingresos perdidos, responsabilidades legales y grandes dolores de cabeza. Afortunadamente, puedes proteger a tu empresa identificando posibles riesgos y tomando pasos de preparación ante ellos. Aquí hay cinco riesgos empresariales y cómo puedes ayudar a minimizar las consecuencias. Riesgo n.º1: Daño a tu empresa o a sus contenidos ¿Qué pasaría si los bienes de tu negocio, su ubicación…