4 Post-COVID-19 Trends for Insurers

The world is experiencing a unique situation. Over the past months, hundreds of millions of people from all over the globe have been forced to stay home, overnight. The economy came to a halt. The current pandemic determines what we talk about, what we can do and what our future looks like. Besides all the necessary short-term measures, insurers also need to think beyond the current crisis to a future that may be very different. We have identified four post-COVID…

Post COVID-19: Preparing Your Small Business to Reopen

Many small businesses have been hard hit by COVID-19. It’s not clear yet how long the pandemic will last, but when it passes, you’ll want to be ready for that much-awaited turn of the economic tide. Here are some actions you can take now to be prepared to reset and restart your business in the post-COVID world. Review Customer Lists Customer lists are invaluable for many businesses. They make repeat business possible, but only if they’re up-to-date. Make sure your…

Car Care and Maintenance During the Coronavirus Pandemic

Tips for keeping your car dependable while keeping yourself safe Consumers have many worries right now during the coronavirus pandemic. Somewhere on the list for some is keeping their car dependable, especially for those who work at “essential” businesses and need to commute. There are many basic car care tasks, such as checking fluids and inspecting tires, that can be performed in your driveway. And in an ideal world, you would have been ahead of all routine services and repairs,…

Coronavirus and businesses

Information for Washington state businesses about coronavirus and its impact on commercial insurance and business operations. What insurance do I need for my business to be covered for losses due to coronavirus? To be covered against a business’ loss of revenue due to a pandemic, such as coronavirus, you would need to have purchased an insurance policy, or an endorsement for your policy that covers such a loss before the outbreak started. It’s unlikely you’ll be able to buy this…

Different Types of commercial insurance

Speak with our expert insurance brokers to understand what policies are the ideal options for your business. The most common types of commercial insurance are property, liability and workers’ compensation. In general, property insurance covers damages to your business property; liability insurance covers damages to third parties; and workers’ compensation insurance covers on-the-job injuries to your employees. Depending on your business, you may want additional specialized coverages Know more here some of the different types of business insurance.…

Summer Insurance Tips

For many, summer time means easy-living — swimming, traveling or fun at home with family and friends. The Pennsylvania Insurance Department reminds consumers to keep insurance needs in mind when vacationing, entertaining or enjoying other warm-weather acti vities. For your home and property: Installing a pool, or already have one? Pools increase your liability risk so you will need to bring your home-owners policy up-to-date. Most policies include a mini-mum of $100,000 worth of liability protection, but pool owners may…

Why You Need Umbrella Insurance

The potential damage to your personal finances after getting sued, even if you win the case, can be devastating. Often times, your insurance company will settle a case for you, but you could quickly find your rates rising or your coverage being canceled altogether. There is one way to protect yourself from a potential lawsuit swamping your liability coverages on your insurance policies and reaching into your own pockets for the rest. Everyone should consider purchasing umbrella insurance to protect…

The Facts about Motorcycle Insurance in Florida

Riding a motorcycle is one of the most exhilarating experiences you can have on the road, and the warm, sunny weather in Florida is perfect for riding year-around. Whether you use your bike for strictly recreational purposes on the weekends, or as your sole means of transportation to and from work, you need to make sure you have the necessary coverage to keep you protected. Something that many people aren’t aware of is that motorcycle insurance is not actually a…

We are Florida’s Commercial Property Insurance Experts.

How To Protect Your Holdings With Commercial Building And Property Insurance If you have committed the many hours of effort, and the vast fortunes of both toil and treasure into creating your own business, it is in the best interests of your financial future to protect the fiscal health of that company for the long term by not cutting essential corners in a short sighted attempt to save a little money in the present. With these incredibly difficult economic times…

What Does Florida Workers’ Compensation Insurance Cover?

Due to the rate at which people are injured while on the job and the conflicts that come with employees having to sue employers for their injuries, Florida requires employers to purchase workers’ compensation insurance, better known as workers’ comp. Florida Workers’ Compensation laws require employees to avail themselves of workers’ comp if they were injured on the job. By doing so, employees are generally prevented from suing their employers. So if you were injured on the job, what does…