Learn how to dock a boat with this step-by-step guide Very few things can get a boater’s heart pumping faster than a tricky docking situation. On a good day, docking a boat is relatively easy: You just pull into slip, tie off a couple lines, and get on with your day. But experienced boaters know that things can go sideways—and fast—when it comes time to dock (most boats have a few dings and scratches to prove it—mine included). So, it’s…
What Is Renters Insurance? Renters insurance covers the renter’s belongings in the event of loss, theft, fire, or other damage. Renters can choose the level of coverage that best protects the value of their property. Many policies do not cover damage caused by floods or earthquakes, but it is possible to purchase a separate policy to cover these events. If your rental property becomes uninhabitable for a period of time, your policy may pay for you to temporarily stay elsewhere,…
A huge number of uninsured drivers doesn’t help. The Insurance Research Council found that more than a quarter of Florida’s drivers don’t carry insurance, the most of any state. That drives up costs for everyone. So does the fact that a lot of claims in Florida involve lawyers, according to Insure.com. The state’s scourge of bogus broken windshield cases doesn’t help, nor do spikes in auto theft in some cities. State insurance officials blame severe weather for higher comprehensive premiums,…
Small Business Insurance Miami Miami Commercial Insurance Entrepreneurship is quickly growing in Miami. In 2017, Miami ranked first for new business creation.1 Of the working adults in the city, 22% are starting or running a new business.2 Compared to the U.S., where 12% of working adults are starting or running a new business. About Business Insurance in Miami Small Business Insurance Miami Small business insurance helps safeguard you from liability claims, while also protecting your company’s property. There are different…
The world is experiencing a unique situation. Over the past months, hundreds of millions of people from all over the globe have been forced to stay home, overnight. The economy came to a halt. The current pandemic determines what we talk about, what we can do and what our future looks like. Besides all the necessary short-term measures, insurers also need to think beyond the current crisis to a future that may be very different. We have identified four post-COVID…
Many small businesses have been hard hit by COVID-19. It’s not clear yet how long the pandemic will last, but when it passes, you’ll want to be ready for that much-awaited turn of the economic tide. Here are some actions you can take now to be prepared to reset and restart your business in the post-COVID world. Review Customer Lists Customer lists are invaluable for many businesses. They make repeat business possible, but only if they’re up-to-date. Make sure your…
Tips for keeping your car dependable while keeping yourself safe Consumers have many worries right now during the coronavirus pandemic. Somewhere on the list for some is keeping their car dependable, especially for those who work at “essential” businesses and need to commute. There are many basic car care tasks, such as checking fluids and inspecting tires, that can be performed in your driveway. And in an ideal world, you would have been ahead of all routine services and repairs,…
Information for Washington state businesses about coronavirus and its impact on commercial insurance and business operations. What insurance do I need for my business to be covered for losses due to coronavirus? To be covered against a business’ loss of revenue due to a pandemic, such as coronavirus, you would need to have purchased an insurance policy, or an endorsement for your policy that covers such a loss before the outbreak started. It’s unlikely you’ll be able to buy this…
Speak with our expert insurance brokers to understand what policies are the ideal options for your business. The most common types of commercial insurance are property, liability and workers’ compensation. In general, property insurance covers damages to your business property; liability insurance covers damages to third parties; and workers’ compensation insurance covers on-the-job injuries to your employees. Depending on your business, you may want additional specialized coverages Know more here some of the different types of business insurance.…
For many, summer time means easy-living — swimming, traveling or fun at home with family and friends. The Pennsylvania Insurance Department reminds consumers to keep insurance needs in mind when vacationing, entertaining or enjoying other warm-weather acti vities. For your home and property: Installing a pool, or already have one? Pools increase your liability risk so you will need to bring your home-owners policy up-to-date. Most policies include a mini-mum of $100,000 worth of liability protection, but pool owners may…
